First‑Time Mobile Home Buyer’s Checklist (Texas Edition)

Written By GoLive

1) Clarify your budget

List current rent and monthly expenses. Use a comfort range for a new payment (home + lot rent + utilities). Decide on a down payment target (e.g., tax refund, savings).

2) Get pre‑qualified

Submit a quick pre‑qualification to see estimated payments and loan options. This helps you focus on homes that fit your budget before touring.

3) Gather documents

  • Government ID

  • Recent pay stubs or proof of income

  • 2–3 months of bank statements

  • Residence/employment history

  • Any lender requests.

Having these ready speeds up approval.

4) Choose your home and homesite

Compare Clayton Edge, Essence, and Park models for beds / baths and layout. Walk the community to pick a homesite that fits your parking, yard, and sunlight preferences.

5) Understand total monthly costs

Home payment + Lot rent + Utilities + Insurance (and taxes as applicable). Ask us for today’s lot rent, utility setup steps, and average costs.

6) Review warranties and inspections

New Clayton homes include manufacturer warranties. We’ll review coverage, orientation, and any inspection steps before move‑in.

7) Submit final application

Complete lender paperwork, verify employment / income, and sign disclosures. Respond quickly to underwriter requests to keep things moving.

8) Prepare for close & move‑in

Set your move date, transfer utilities, and schedule final walkthrough. Bring your ID to closing and keep lender disclosures handy.

9) Move‑in day tips

Protect flooring during move, check HVAC and appliances, and note any punch‑list items for our team. Celebrate—you're a homeowner!

Texas‑specific notes

Financing and titling rules can vary. We’ll connect you with lender and local guidance relevant to San Antonio / Bexar County to keep the process smooth.

GoLive https://www.golivehq.co
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